{
  "type": "udid",
  "version": "1.0",
  "payload": {
    "iss": "did:ixo:ixo19057upfwpjy0cprenta0nxpg95yy456axh55ef",
    "sub": "bafkreie2d4bjcht22qkou4e22l7nayytzdxbyxzzclf6zcmcwixjmfajfa",
    "aud": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
    "iat": 1778739618,
    "jti": "udid_1778739618029_if098ri6s",
    "kind": "udid",
    "ver": "1.0",
    "act": {
      "cap": {
        "cid": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
        "schema": "ixo-protocol-v1"
      },
      "rub": {
        "authority": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
        "id": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e"
      },
      "meta": {
        "env": "production"
      }
    },
    "res": {
      "outcome": 2,
      "tag": "rejected",
      "patch": {
        "review:reviewerName": "Itumeleng",
        "review:idIsNationalIdOrPassport": true,
        "review:idClearAndVisible": true,
        "review:idNotExpiringSoon": true,
        "review:registrationBusinessAgeValid": true,
        "review:registrationNameMatches": true,
        "review:taxInBusinessName": true,
        "review:taxNotInPersonalName": true,
        "review:addressProofAcceptable": false,
        "review:bankAccountValidBusinessAccount": false,
        "review:bankLetterOnLetterhead": false,
        "review:bankLetterHasBusinessName": false,
        "review:bankLetterHasAccountDetails": false,
        "review:bankLetterComments": "Need bank Confirmation /Reference letter and not Bank statement",
        "review:hasBusinessPartner": false,
        "review:partnerConsentEvidence": false,
        "review:bankLetterSignedAndStamped": false
      }
    }
  },
  "jws": "eyJhbGciOiJFZERTQSIsInR5cCI6IkpXVCIsImtpZCI6ImRpZDppeG86aXhvMTkwNTd1cGZ3cGp5MGNwcmVudGEwbnhwZzk1eXk0NTZheGg1NWVmI2tleXMtMSJ9.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.JagoVd866GR4VtsbPDgjZRinBKQZB4DiS3j9XwElpnxTfEeC3_ju9Dw9w9_bQS6W3ZyFGPlRHLewtFcSPXIuBw",
  "createdAt": "2026-05-14T06:20:18.037Z"
}