{
  "type": "udid",
  "version": "1.0",
  "payload": {
    "iss": "did:ixo:ixo19057upfwpjy0cprenta0nxpg95yy456axh55ef",
    "sub": "bafkreibxdnbbit6riplhcvqcftou3okyzivrl4mjwpehvrl27y2d33dzim",
    "aud": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
    "iat": 1778582986,
    "jti": "udid_1778582986425_2fuo8a1k1",
    "kind": "udid",
    "ver": "1.0",
    "act": {
      "cap": {
        "cid": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
        "schema": "ixo-protocol-v1"
      },
      "rub": {
        "authority": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
        "id": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e"
      },
      "meta": {
        "env": "production"
      }
    },
    "res": {
      "outcome": 2,
      "tag": "rejected",
      "patch": {
        "review:reviewerName": "Itumeleng",
        "review:idIsNationalIdOrPassport": true,
        "review:idClearAndVisible": true,
        "review:idNotExpiringSoon": true,
        "review:registrationBusinessAgeValid": true,
        "review:registrationNameMatches": true,
        "review:taxInBusinessName": true,
        "review:taxNotInPersonalName": true,
        "review:addressProofAcceptable": true,
        "review:bankAccountValidBusinessAccount": false,
        "review:bankLetterOnLetterhead": false,
        "review:bankLetterHasBusinessName": false,
        "review:bankLetterHasAccountDetails": false,
        "review:bankLetterSignedAndStamped": false,
        "review:bankLetterComments": "Need official bank account confirmation letter and not bank statement\n",
        "review:hasBusinessPartner": false,
        "review:partnerConsentEvidence": false
      }
    }
  },
  "jws": "eyJhbGciOiJFZERTQSIsInR5cCI6IkpXVCIsImtpZCI6ImRpZDppeG86aXhvMTkwNTd1cGZ3cGp5MGNwcmVudGEwbnhwZzk1eXk0NTZheGg1NWVmI2tleXMtMSJ9.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.DFqunG69uClXAX0N4nJcW-L18sb7n3rysNVewHDk8qUqwjT5mtD-nFjXtdwuJ9ZrALQI26UFl01eIr3K-4IeBg",
  "createdAt": "2026-05-12T10:49:46.434Z"
}