{
  "type": "udid",
  "version": "1.0",
  "payload": {
    "iss": "did:ixo:ixo19057upfwpjy0cprenta0nxpg95yy456axh55ef",
    "sub": "bafkreibvlhcetzgogmfy6hyapjziywqctgt65sap2vaxmpohsub3vyou5y",
    "aud": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
    "iat": 1778737361,
    "jti": "udid_1778737361541_e0wkwwm61",
    "kind": "udid",
    "ver": "1.0",
    "act": {
      "cap": {
        "cid": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
        "schema": "ixo-protocol-v1"
      },
      "rub": {
        "authority": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
        "id": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e"
      },
      "meta": {
        "env": "production"
      }
    },
    "res": {
      "outcome": 2,
      "tag": "rejected",
      "patch": {
        "review:reviewerName": "Itumeleng",
        "review:idIsNationalIdOrPassport": true,
        "review:idClearAndVisible": true,
        "review:idNotExpiringSoon": true,
        "review:registrationBusinessAgeValid": true,
        "review:registrationNameMatches": false,
        "review:registrationComments": "CAC Report uploaded, need to submit Business Registration certificate",
        "review:taxInBusinessName": true,
        "review:taxNotInPersonalName": true,
        "review:addressProofAcceptable": false,
        "review:addressComments": "Proof of address must include Business Name or Full Business Address (not BKebbi only)",
        "review:bankAccountValidBusinessAccount": true,
        "review:bankLetterOnLetterhead": true,
        "review:bankLetterHasBusinessName": true,
        "review:bankLetterHasAccountDetails": true,
        "review:bankLetterSignedAndStamped": true,
        "review:hasBusinessPartner": true,
        "review:partnerConsentEvidence": true
      }
    }
  },
  "jws": "eyJhbGciOiJFZERTQSIsInR5cCI6IkpXVCIsImtpZCI6ImRpZDppeG86aXhvMTkwNTd1cGZ3cGp5MGNwcmVudGEwbnhwZzk1eXk0NTZheGg1NWVmI2tleXMtMSJ9.eyJpc3MiOiJkaWQ6aXhvOml4bzE5MDU3dXBmd3BqeTBjcHJlbnRhMG54cGc5NXl5NDU2YXhoNTVlZiIsInN1YiI6ImJhZmtyZWlidmxoY2V0emdvZ21meTZoeWFwanppeXdxY3RndDY1c2FwMnZheG1wb2hzdWIzdnlvdTV5IiwiYXVkIjoiZGlkOml4bzplbnRpdHk6OWRmNjJmNWM2MWY4ODE4YWNhMDM4Y2VkYzNmZTE0N2UiLCJpYXQiOjE3Nzg3MzczNjEsImp0aSI6InVkaWRfMTc3ODczNzM2MTU0MV9lMHdrd3dtNjEiLCJraW5kIjoidWRpZCIsInZlciI6IjEuMCIsImFjdCI6eyJjYXAiOnsiY2lkIjoiZGlkOml4bzplbnRpdHk6OWRmNjJmNWM2MWY4ODE4YWNhMDM4Y2VkYzNmZTE0N2UiLCJzY2hlbWEiOiJpeG8tcHJvdG9jb2wtdjEifSwicnViIjp7ImF1dGhvcml0eSI6ImRpZDppeG86ZW50aXR5OjlkZjYyZjVjNjFmODgxOGFjYTAzOGNlZGMzZmUxNDdlIiwiaWQiOiJkaWQ6aXhvOmVudGl0eTo5ZGY2MmY1YzYxZjg4MThhY2EwMzhjZWRjM2ZlMTQ3ZSJ9LCJtZXRhIjp7ImVudiI6InByb2R1Y3Rpb24ifX0sInJlcyI6eyJvdXRjb21lIjoyLCJ0YWciOiJyZWplY3RlZCIsInBhdGNoIjp7InJldmlldzpyZXZpZXdlck5hbWUiOiJJdHVtZWxlbmciLCJyZXZpZXc6aWRJc05hdGlvbmFsSWRPclBhc3Nwb3J0Ijp0cnVlLCJyZXZpZXc6aWRDbGVhckFuZFZpc2libGUiOnRydWUsInJldmlldzppZE5vdEV4cGlyaW5nU29vbiI6dHJ1ZSwicmV2aWV3OnJlZ2lzdHJhdGlvbkJ1c2luZXNzQWdlVmFsaWQiOnRydWUsInJldmlldzpyZWdpc3RyYXRpb25OYW1lTWF0Y2hlcyI6ZmFsc2UsInJldmlldzpyZWdpc3RyYXRpb25Db21tZW50cyI6IkNBQyBSZXBvcnQgdXBsb2FkZWQsIG5lZWQgdG8gc3VibWl0IEJ1c2luZXNzIFJlZ2lzdHJhdGlvbiBjZXJ0aWZpY2F0ZSIsInJldmlldzp0YXhJbkJ1c2luZXNzTmFtZSI6dHJ1ZSwicmV2aWV3OnRheE5vdEluUGVyc29uYWxOYW1lIjp0cnVlLCJyZXZpZXc6YWRkcmVzc1Byb29mQWNjZXB0YWJsZSI6ZmFsc2UsInJldmlldzphZGRyZXNzQ29tbWVudHMiOiJQcm9vZiBvZiBhZGRyZXNzIG11c3QgaW5jbHVkZSBCdXNpbmVzcyBOYW1lIG9yIEZ1bGwgQnVzaW5lc3MgQWRkcmVzcyAobm90IEJLZWJiaSBvbmx5KSIsInJldmlldzpiYW5rQWNjb3VudFZhbGlkQnVzaW5lc3NBY2NvdW50Ijp0cnVlLCJyZXZpZXc6YmFua0xldHRlck9uTGV0dGVyaGVhZCI6dHJ1ZSwicmV2aWV3OmJhbmtMZXR0ZXJIYXNCdXNpbmVzc05hbWUiOnRydWUsInJldmlldzpiYW5rTGV0dGVySGFzQWNjb3VudERldGFpbHMiOnRydWUsInJldmlldzpiYW5rTGV0dGVyU2lnbmVkQW5kU3RhbXBlZCI6dHJ1ZSwicmV2aWV3Omhhc0J1c2luZXNzUGFydG5lciI6dHJ1ZSwicmV2aWV3OnBhcnRuZXJDb25zZW50RXZpZGVuY2UiOnRydWV9fX0.-ifIljJMWB4hfe-VBz3o4Q3u_EpJdg94amY3b9kSZ3uGAEU4dtIM-UQ4vq62hbijCyRxF3s1BCLz1WJaeD6cDg",
  "createdAt": "2026-05-14T05:42:41.554Z"
}