{
  "type": "udid",
  "version": "1.0",
  "payload": {
    "iss": "did:ixo:ixo19057upfwpjy0cprenta0nxpg95yy456axh55ef",
    "sub": "bafkreiba2tw4p66jutuqivprtbezeu6kl6duhaqzi4dwrpwmcvjv2ilpem",
    "aud": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
    "iat": 1778566756,
    "jti": "udid_1778566756609_lcg7lxzl7",
    "kind": "udid",
    "ver": "1.0",
    "act": {
      "cap": {
        "cid": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
        "schema": "ixo-protocol-v1"
      },
      "rub": {
        "authority": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
        "id": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e"
      },
      "meta": {
        "env": "production"
      }
    },
    "res": {
      "outcome": 2,
      "tag": "rejected",
      "patch": {
        "review:reviewerName": "Itumeleng",
        "review:idIsNationalIdOrPassport": true,
        "review:idClearAndVisible": true,
        "review:idNotExpiringSoon": true,
        "review:registrationBusinessAgeValid": true,
        "review:registrationNameMatches": true,
        "review:taxInBusinessName": true,
        "review:taxNotInPersonalName": true,
        "review:addressProofAcceptable": false,
        "review:addressComments": "Utility bill does not clearly show the Business Address. Address is unreadable and looks very small on the utility bill so cannot confirm if this aligns with address on Business registration document",
        "review:bankAccountValidBusinessAccount": true,
        "review:bankLetterOnLetterhead": true,
        "review:bankLetterHasBusinessName": true,
        "review:bankLetterHasAccountDetails": true,
        "review:bankLetterSignedAndStamped": true,
        "review:hasBusinessPartner": false,
        "review:partnerConsentEvidence": false
      }
    }
  },
  "jws": "eyJhbGciOiJFZERTQSIsInR5cCI6IkpXVCIsImtpZCI6ImRpZDppeG86aXhvMTkwNTd1cGZ3cGp5MGNwcmVudGEwbnhwZzk1eXk0NTZheGg1NWVmI2tleXMtMSJ9.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.l6yTDdLUhaPHUWh8Xj-hm285CQtKZJyAM8ow0aGn45_3isFCujPtlcBG2uxzu_zx9igiqzB060sGonr53MinAA",
  "createdAt": "2026-05-12T06:19:16.622Z"
}