{
  "type": "udid",
  "version": "1.0",
  "payload": {
    "iss": "did:ixo:ixo19057upfwpjy0cprenta0nxpg95yy456axh55ef",
    "sub": "bafkreicpyiaik7vsopp5nfwvhugal4kkt7wgttfpnp7hhgzvd4ymlodvde",
    "aud": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
    "iat": 1778581268,
    "jti": "udid_1778581268885_ohwvcfab7",
    "kind": "udid",
    "ver": "1.0",
    "act": {
      "cap": {
        "cid": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
        "schema": "ixo-protocol-v1"
      },
      "rub": {
        "authority": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
        "id": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e"
      },
      "meta": {
        "env": "production"
      }
    },
    "res": {
      "outcome": 2,
      "tag": "rejected",
      "patch": {
        "review:reviewerName": "Itumeleng",
        "review:idIsNationalIdOrPassport": false,
        "review:idClearAndVisible": false,
        "review:idNotExpiringSoon": false,
        "review:idComments": "Entrepreneur submitted a scan of a preview. They need to submit a scan of the actual ID. ",
        "review:registrationBusinessAgeValid": true,
        "review:registrationNameMatches": true,
        "review:taxInBusinessName": true,
        "review:taxNotInPersonalName": true,
        "review:addressProofAcceptable": true,
        "review:addressComments": "Though Utility Bill is not in Business name, address is the same as address on business registration document",
        "review:bankAccountValidBusinessAccount": true,
        "review:bankLetterOnLetterhead": true,
        "review:bankLetterHasBusinessName": true,
        "review:bankLetterHasAccountDetails": true,
        "review:bankLetterSignedAndStamped": true,
        "review:hasBusinessPartner": false,
        "review:partnerConsentEvidence": false
      }
    }
  },
  "jws": "eyJhbGciOiJFZERTQSIsInR5cCI6IkpXVCIsImtpZCI6ImRpZDppeG86aXhvMTkwNTd1cGZ3cGp5MGNwcmVudGEwbnhwZzk1eXk0NTZheGg1NWVmI2tleXMtMSJ9.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.cxHUl7toG97Vt_VbbcfcfgsCiX6LmizNV_A5PnnZdLJSawlD3QdGR0rwesELJIzd7NqNUGv4RZ2VrQFHdjBwDA",
  "createdAt": "2026-05-12T10:21:08.909Z"
}