{
  "type": "udid",
  "version": "1.0",
  "payload": {
    "iss": "did:ixo:ixo1ev8rtjeq9w0hp9m3jcq5cdtq20uat66m4e0flm",
    "sub": "bafkreihapm5ljgltyrlmshrhp5ob37svwikkif4vdqy2nfy6o2x76kcptm",
    "aud": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
    "iat": 1779282859,
    "jti": "udid_1779282859905_9417l88x7",
    "kind": "udid",
    "ver": "1.0",
    "act": {
      "cap": {
        "cid": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
        "schema": "ixo-protocol-v1"
      },
      "rub": {
        "authority": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e",
        "id": "did:ixo:entity:9df62f5c61f8818aca038cedc3fe147e"
      },
      "meta": {
        "env": "production"
      }
    },
    "res": {
      "outcome": 2,
      "tag": "rejected",
      "patch": {
        "review:reviewerName": "Arish Ramawthar",
        "review:idIsNationalIdOrPassport": true,
        "review:idClearAndVisible": true,
        "review:idNotExpiringSoon": true,
        "review:registrationBusinessAgeValid": true,
        "review:registrationNameMatches": true,
        "review:registrationComments": "Missing CAC Report. Business registration certificate uploaded under CAC status Report",
        "review:taxInBusinessName": false,
        "review:taxNotInPersonalName": false,
        "review:taxComments": "Not required at this stage",
        "review:addressProofAcceptable": true,
        "review:addressComments": "No company name on Proof of Address - But Business Address is there",
        "review:bankAccountValidBusinessAccount": true,
        "review:bankAccountComments": "Bank account number not present of Bank Reference letter",
        "review:bankLetterOnLetterhead": true,
        "review:bankLetterHasBusinessName": true,
        "review:bankLetterHasAccountDetails": false,
        "review:bankLetterSignedAndStamped": true,
        "review:bankLetterComments": "Missing bank account number",
        "review:hasBusinessPartner": false,
        "review:partnerConsentEvidence": false
      }
    }
  },
  "jws": "eyJhbGciOiJFZERTQSIsInR5cCI6IkpXVCIsImtpZCI6ImRpZDppeG86aXhvMWV2OHJ0amVxOXcwaHA5bTNqY3E1Y2R0cTIwdWF0NjZtNGUwZmxtI2tleXMtMSJ9.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.x16MIstX9mO83BGLQ5K6Z4QAuy4CZVCAYjcE6hsJuksWSv9Pjw1wllyWq6zP4LYEaZCZDCfo9dRc0TuCz7rXAg",
  "createdAt": "2026-05-20T13:14:19.912Z"
}